Loans

Wednesday, January 4, 2017 8:42:00 AM

Your Auto/Recreation or Personal Consumer Loan process starts by downloading the following:  Auto/Recreation Loan  

....then contact a Loan Officer: Contact a Loan Officer today

Get your Mortgage Loan process started by clicking the following link:  Mortgage Loans

Personal Auto & Recreation Loans

Eagle Bank offers loans to purchase or refinance new or used vehicles, recreational vehicles, and more.  These loans are also available to purchase fun toys like boats or campers. 

Personal Consumer Loans

When you need extra cash for whatever reason, we can set up a personal loan for you.  Collateral for these types of loans generally consists of vehicles, deposits or other personal property.  On approved credit these loans may also be offered unsecured. 

HUD 184 Mortgage Loans

Bringing the dream of homeownership to Indian Country

If you are a member of a federally recognized tribe, you may be eligible to purchase a home, construct a new home or refinance an existing home located either on or off a reservation through the HUD 184 Program.

  • Low down payment
  • Down payment assistance available subject to income limits
  • Primary residence
  • Eligible on trust land, lease land and fee simple

Conventional Home Mortgage Loans

Buying a home is one of the most significant investments many of us will make.  We have experienced lenders who are committed to providing the best customer service available.  They will guide you from start to finish making your home purchase or refinance experience as smooth and stress free as possible. 

  • Decreased down payment requirement with monthly mortgage insurance
  • Purchase or Refinance
  • Primary, second home and investment properties eligible
  • See lender for full program details

Home Equity Lines of Credit

Eagle Bank offers HELOC loans to those borrower(s) who have equity in their home to use as collateral.  HELOC’s are a revolving line of credit that may be used for home improvements, managing personal cash flow or consolidating debt.  

FHA/Federal Housing Administration Loans

Eagle Bank offers FHA loans which is a mortgage that is insured by the Federal Housing Administration.  The FHA provides mortage programs with lower requirements making it easier for most borrowers to qualify.  Borrower(s) can finance homes with lower down payments.  These loans are especially popular with first-time homebuyers.  

  • Lower down payment requirements
  • Flexible Debt to Income Ratio
  • Purchase, Construction or Refinance
  • Primary residence

USDA/Rural Development Mortgage Loans

Eagle Bank offers zero down payment mortgages to qualified home buyers in eligible rural and suburban areas. 

  • No down payment required
  • Income limits apply based on household size
  • Cannot currently own a home – exceptions can be made -see lender for details
  • Primary residence

VA/Veteran Affairs Mortgage Loans

 The VA loan program is an excellent way for an eligible veteran to utilize a zero down payment option with no monthly mortgage insurance.

  • Eligible Veteran
  • No down payment required
  • No monthly mortgage insurance
  • Primary residence
  • Purchase and refinance

 

Construction loans and/or construction to permanent Mortgage Loans

 We offer competitive construction financing to help you build your new home or remodeling your existing home. 

  • See lender for down payment requirements
  • Flexible draw schedule
  • Requires home improvement plans, specifications, material list, and bid from licensed contractor
  • Builder may be required to submit additional paperwork i.e. insurance & references